Writing

1. What a monthly budget hides October 2026

   Money does not leave your account when you spend it, and the balance is the only number that cannot lie to you.

2. Building SmartSaveAI: the difference between reactive and proactive March 2026

   Every grocery app waits for you to remember what you need. That is the whole problem.

3. Hooked: habits, hooks, and the nine times better rule January 2024

   Nir Eyal on habits, hooks, and why a new product has to be nine times better to move anyone.